Our Offer
Koperasi Loan
Blacklisted? Involved in litigation? This Is Your Vital Solution for Financial Recovery!
We Successfully Assist Many Civil Servants in Debt Restructuring
It is well-known that Koperasi loan is the ideal debt restructuring solution for Malaysian civil servants. It is also the most affordable debt restructuring plan provided by the Malaysian government for civil servants and has successfully assisted countless Malaysian civil servants in restructuring their debts.
Koperasi loan is only open to the following groups of people
Blacklisted? Court Proceedings? Debt Paralysis?
Generally, once a person is blacklisted in terms of credit history, it is almost impossible to re-obtain a personal loan or restructure his debt. However, civil servants are different. Even if your credit has been blacklisted, it doesn't hinder you from pursuing debt restructuring.
The Koperasi Debt Restructuring Scheme is suitable for the following individuals:
＊The Koperasi Debt Restructuring Scheme does not apply to bankrupt individuals.
Civil Servants Shrewdly Restructuring Debt: It Offers These Advantages
All civil servants who undergo koperasi debt restructuring will have their debts repaid automatically monthly through the payroll deduction system (SPGA). This process can bring you the following special offers and benefits:
Full Settlement
You can pay off all your debts, including personal loans, credit card debts, car loans (the total outstanding amount of the car loan), etc., but excluding home loans;
Extra Cash
For the loan amount applied, the remaining amount after paying off all debts will be yours, which means you will have some extra cash to use. (1)
Blacklist Records Erasure
Through the Koperasi Debt Restructuring Scheme, your previous negative records with the bank and CTOS will be wiped off;
Streamlined Debt Management
You only need to manage one debt account to simplify your debt management;
Easy Repayment
Repay your debts effortlessly through the payroll deduction system (SPGA), making debt repayments easy and hassle-free.
Super-low Interest Rates
Lower annual interest rates than the bank, generally ranging from 3.11% to 3.8%. (The general bank rate is 7% to 8%)
(1)
For example, let’s take a civil servant whose salary scale entitles him to a loan of up to RM300,000. Assuming he currently owes RM100,000 in debts, he can borrow RM300,000 through Koperasi. After deducting RM100,000 to pay off all debts, he will receive an additional cash of RM200,000.
Let Us Professionally Handle It for You, Making Your Debt Restructuring a Breeze
Fingrow Marketing has assisted many civil servants in participating in the Koperasi Debt Restructuring Scheme, helping them overcome their debt problems and improve their credit ratings.
For this debt restructuring plan, our professional team will provide you with the following services:
100％ Bank Loan
No Advanced Charges
Approved by Numerous Banks
Connected with Multiple Banks
We have been enjoying excellent ratings on Google
Here are some excerpts from the reviews
