Advantages
Choosing Us
Help Ease Application Problems, Making Approval Easier
In personal loans, be it a cash loan or debit consolidation, if you apply for a bank loan on your own, you are likely to face the following serious problems:
- Most people are unfamiliar with bank approval criteria, which makes your personal loan application unpredictable, like trying to cross a river by feeling for stones or pushing your luck.
- Inability to access the latest personal loan information from various banks and the inability to compare favourable loan offers from different banks.
- Each application will leave a record in CCRIS, and these records can make it more challenging for your future personal loan applications with other banks.
Risks
Once the borrower applies, any personal loan leaves an application record in the CCRIS system. If the first bank does not approve the loan, it makes it harder for subsequent applications to the other banks.
Applying for a personal loan involves much "information asymmetry". If you apply improperly on your own, you will not only fail to obtain favourable loan offers, making it even more difficult to continue applying. Therefore, you need an experienced and professional financial advisor to handle it.
Advantages
Latest Information
Keeping up with the Latest Information of Various Trades Like a Newspaper Stock Page
Bank loan products are ever-changing. We have the latest loan information from various banks, very much like the daily stock page of a newspaper. With this new information on bank loans, we can recommend or match suitable loan products with your needs immediately.
Shopping Around
We Shop around to Find the Best Loan Package for You
If you apply for a bank loan yourself, you would not be able to know the loan packages of various banks to find the most suitable one. There might be a more ideal loan package elsewhere, but you will miss it.
Through our professional services, we can compare bank loan products various banks offer. Knowing which loan packages are the most beneficial, our team will go all out to find the most ideal one for you.
Rapid and Accurate
Make Good Use of Our Professional Services Save a Lot of Trouble & Get a Loan Faster
If you apply for a bank loan yourself, you may need to visit the bank several times. With our help, you can actually save yourself a lot of trouble. We offer professional advice, collate all essential documents and apply for your bank loan immediately.
Go Straight to the Right Source
We Go to the Right Source to Get Faster Approval
If all the essential documents are there, we go straight to the correct department at the headquarters, bypassing all bank branches, which would take some precious time to submit your application to the headquarters. Going straight to the right source can help accelerate bank loan efficiency.
Higher Approval Rate
We Go for Bull’s-eye for Your Bank Loan
For each loan application, the bank will review the credit rating of the borrower with the ‘Credit Information Agency’. If you send in a rash application and it is not approved, the system will leave a recent review record, which will affect your subsequent application to other banks. It does not stand you in good stead.
With the assistance of FMG, we will first review your loan conditions to ensure they can pass the bank’s assessment. We will also check if any optimization or loan preparation is required and apply to the bank only when all conditions are ripe. This not only reduces the risk of rejection but also elevates the bank loan success rate.
Due Process
Just Like the Bank, Your Data Is 100% Confidential with Us!
FMG follows all due processes to apply for a bank loan on your behalf, and we will never tamper with any of your documents. At the same time, your personal information and documents will be kept 100% confidential.
Transparent Process
Providing Transparency, Swift and Close Follow-up
When assisting you with your personal loan application, we will provide transparent updates throughout the process. You will clearly understand which stage the application is at, when the bank will approve it, and when you can open your account. Also, we will have a professional financial advisor closely following up with you.
100％ Bank Loan
No Advanced Charges
Approved by Numerous Banks
Connected with Multiple Banks